Taperman articles

21: Credit Cards :Grace Period
Another important factor to consider when you are looking at the terms and conditions of the credit card provider's solicitation is the grace period. The grace period is the length of time, usually a specific number of days before the charge for the interest rate fees to become operational. A common length of time considered to be the grace period is 25 days....

22: Credit Cards Billing Errors
The Fair Credit Billing Act has provisions for dealing with billing errors on your credit card account. You should familiarize yourself with the requirements, but even more than that, you should carefully review your credit card statement each billing period. Make sure that each charge is identified and verified to your satisfaction. If you do not recognize a particular transaction, you have the right and responsibility to find out what the charge is and who incurred the charge....

23: What are the Credit Card fees
Almost every credit card company has one or more fees which they apply in certain circumstances. These fees are amounts in addition to APR rates for using the cards...

24: WHAT DO YOU DO ABOUT DAMAGED OR POOR QUALITY MERCHANDISE
When you purchase merchandise or services using a credit card, there are some additional protections built in to protect the consumer against any item that you discovered is damaged, or if the quality of the goods or service is poor. ...

25: DOES THE CARD OFFER INCENTIVES AND OTHER FEATURES
With so many credit card offers out there either coming through the mail or through internet ads, searches and forums on the subject of credit and credit cards, the borrower can afford to be selective about which offers they should accept, or at least follow up on....

26: HOW DO I FIND INFORMATION ABOUT CREDIT CARDS
Thanks to the internet, you can find dozens, if not hundreds of credit card companies, some with many plans terms and rates....